At Lakeside Bank you can customize your checking account to fit your lifestyle. Whether you want no minimum balance requirement or interest earned on your account, we have a checking account for you. Be sure to see our Kasasa Cash Checking; free checking that pays you 3.00% APY! Click here for more information.
Kasasa Cash: Free Checking that Pays 3.00% APY Interest for individuals who want free checking with a high monthly interest payment. If you routinely use a debit card and pay bills electronically, this is the checking account for you. Click here for more information.
FREE Checking for individuals who want a convenient checking account with no minimum balance requirement or monthly fees.
Lakeside Checking for individuals who want checking convenience, reduced fees, and a low minimum balance requirement.
Interest Checking combines the convenience of our Lakeside Checking with a competitive interest rate.
A free checking account that pays you cash back 3.00% APY*. Reward benefits include:
Earn 3.00% APY* on balances up to $25,000* Click on Kasasa Cash for details. Fees may reduce earnings. Rates subject to change after account opening, without notice.
Use ATMs nationally and get up to $20 in fees refunded monthly.
Free unlimited check writing, free mobile banking, free phone banking, free e-statements, free debit card, free on-line banking and free bill pay!**
Link your account to a Kasasa Saver to build savings automatically.
All you need to do:
Deposit a minimum of $100 to open an account.
Log onto your account once monthly, get an electronic monthly statement and use your free debit card 12 times a month. Debit card transactions must post and settle.
And here’s how you can sign up!
Call, email or stop in anytime and we’ll help you personally. No appointment needed.
*APY = Annual Percentage Yield. $100 is required to open a Kasasa Cash account. A Kasasa Saver account can be opened if you have a Cash account. Interest Rate & Annual Percentage Yield: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 2.96% will be paid on the portion of your daily balance that is between $25,000.00 and $0.01. The non-compounding annual percentage yield* for this tier is 3.00%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is $25,000.01 or greater. The non-compounding annual percentage yield* for this tier will range from 3.00% to 0.68%, depending on the balance in your account. 2nd tier APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate. When your Kasasa Saver® Tier 1: An interest rate of 4.17% will be paid on the portion of your daily balance that is between $100,000.00 and $0.01. The annual percentage yield for this tier is 4.25%.** Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is $100,000.01 or greater. The annual percentage yield for this tier will range from 4.25% to 2.13%, depending on the balance in your account. 2nd tier APY range is calculated assuming a maximum balance of $200,000.00 and blending the below cap rate with the above cap rate. When your Kasasa Cash® account qualifications are not met, Kasasa Cash®: the interest rate paid on the entire balance will be 0.02% with a non-compounding annual percentage yield* of 0.02%.and ATM fees are not refunded. Your interest rate and annual percentage yield may change, at our discretion, without notice to you. Kasasa Saver®: the interest rate paid on the entire balance will be 0.02% with an annual percentage yield of 0.02%**. Your interest rate and annual percentage yield may change, at our discretion, without notice to you. Fees may reduce earnings. If you have questions, visit our Board of Trade branch at 141 W. Jackson in Chicago. Or email us at, [email protected]. Or, write to us at, Lakeside Bank Information, PO Box 5899, Chicago, IL 60680-5899. Rates effective February 20, 2024.
“I absolutely love all things about KASASA! This will surely pay you cash back with easy qualifications to earn rewards I don’t worry because if you do not qualify within it, there is surely an alternative and that is kasasa saver. Freea nd I get rewards! It is so easy to qualify and I love watching my savings grow. Just signed up for Kasasa Protect and now, not only does my bank pay ME to have an account there, I have peace of mind knowing my identity is being monitored and protected!”
“KASASA is awesome! It is always nice to earn cash back without having to change my normal day to day activity. The icing on the cake has been ATM refunds. It is good to know that since we moved out of state I can use any ATM and my fees will be returned.”
“If you aren't Kasasaing you aren't doing your savings justice. Find a local bank that participates and contribute the max now. CDs have horrible interest, these banks pay (close to) what CDs used to pay 15 years ago! Be smart with your money, it's easy with Kasasa.”
- Matt Morgan
Personal Checking Overview
Free Checking
For individuals who want a convenient checking account with no minimum balance requirement or monthly fees.
No minimum balance requirement or monthly maintenance fee*
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
$100 to open
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
Personal Checking Overview
Lakeside Checking
For individuals who want checking convenience, reduced fees and a low minimum balance requirement.
$1,000 current minimum++
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
++$15 monthly fee if balance falls below minimum
Personal Checking Overview
Interest Checking
Combines the convenience of our Lakeside Checking with a competitive interest rate.
$2,500 current minimum balance++
Competitive interest rate
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
++$20.00 monthly fee if balance falls below minimum
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