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Chicago Mortgage Rates

Interested in learning more about a Lakeside Bank mortgage or home equity loan? Just click the button below and complete our simple application. All we need is your name, email and phone number. NO personal financial information is needed to get things rolling! A Lakeside Mortgage Loan Consultant will quickly call or email you back!

Get Started

 

Then, at application, all we’ll need to provide an estimate of the terms and costs related to the loan is:

  • Your name(s)
  • Your income(s)
  • Your Social Security number(s)
  • Property address
  • Estimated property value
  • Mortgage amount requested

 

Before we can pre-qualify your application, we may need the following documents:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

We speak Spanish and Chinese (three dialects).

 

  • Mortgage Services – At Lakeside Bank we pride ourselves on exceptional customer service. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry.
  • Home Mortgages – Lakeside Bank can help you make your dream come true. We offer a variety of mortgages and can give you the personal assistance along the way.
  • Home Equity Loans – For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.
  • Financial Calculators – Lakeside Bank’s online calculators can help you figure out some of the details to owning your own home.
  • Mortgage Contacts – If you have any questions or would like some further direction, feel free to contact one of our knowledgeable professionals.

Download a copy of Lakeside Bank’s Mortgage brochure.

For more information and a FREE Same Day Quote (!) just email Todd Probasco: [email protected]

 

In addition to offering mortgages NATIONWIDE, we also offer:

  • Cash Out Refinance
  • Purchase with as little as 3% down
  • A grant program that can provide up to $10K for qualitied borrowers
  • 1st Time Home Buyer $500 Offer!
  • FREE Same-Day Pre-Approval
  • Fixed & Adjustable-Rate Programs
  • Lakeside Bank's Home Equity Line of Credit

If you don’t already have a personal Lakeside Mortgage Loan Consultant, the time is now. Personally connect with a friendly and highly skilled Lakeside Mortgage Loan Consultant today!

 

Chicago Mortgage Reviews

chicago area home mortgage rates

★★★★★

5


5


1
“I had the misfortune of trying to refinance my home with another national company before I came across to these guys. The prior company struggled for over 5 months, and not wanting to lose my appraisal costs I hung on. Finally I gave up, and fired the company. These guys were both competent (yea!!!), and personable at the same time. The process was quick, quick, quick (thank you guys), and their charges were better. They are definitely my "saviors".”

Chicago IL mortgage rates

★★★★★

5


5


1
“Thank you for all the work that made this possible. Your attention to details, prompt communication, and good old honest work make your business A plus. I will wholeheartedly recommend your service to any one I know.”

chicago mortgage rates refinance

★★★★★

5


5


1
“Their Mortgage Rates were low and extremely helpful in the refinance process of our home. They are very knowledgeable and always there to answer any questions or help immediately when I needed it! Great experience.”

Mortgage Services

At Lakeside Bank we pride ourselves on exceptional customer service. We offer a wide variety of programs to fit your individual needs. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry. We are dedicated to making your home purchase or refinance a positive experience. When you apply for a mortgage loan at Lakeside Bank, you can take advantage of the following services:

Rate Locks

Lakeside Bank offers standard 30, 45 and 60 day locks. Choose the rate price protection best suited for your situation.

Do you need a Verification Checklist to help you get started?

When you are ready to proceed with your loan, the following documents will be needed:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

Home Mortgages

At Lakeside Bank we offer a variety of mortgages to help meet the financial goals of our customers. Whether you’re buying your first home, your retirement home or upgrading to your next size home, we understand the importance of finding the right mortgage loan for you. With a Lakeside Bank mortgage you can:

  • Buy a home or investment property
    • Single-Family home
    • Condominium
    • 2-4 unit building
    • Townhome
    • 2nd homes
  • Refinance your existing mortgage.
    • Lower your monthly payments
    • Shorten the term of your loan
  • Refinance with cash back
  • Consolidate your debt
  • Reduce or eliminate Private Mortgage Insurance

Types of Mortgages available:

  • Fixed Rate Mortgages – For individuals who want the security of a set monthly payment over a period of time.
  • Adjustable Rate Mortgages – ARM loans offer a lower initial period interest rate. Typically the initial term is fixed for 3, 5, 7 or 10 years and then adjusted annually.
  • Jumbo Mortgages – Mortgage loans over $548,250
  • Other Programs – Ask us about our other programs we offer, such as bridge loans, interest only loans and low down payment loan options.

Home Equity Loans

For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.

Home Equity Line of Credit

Thinking about making some home improvements, planning a vacation or facing the high cost of college? Would you like to have funds available for a large purchase? Lakeside Bank offers a Home Equity Line of Credit which is an excellent way to utilize your borrowing to meet your needs. Rates are low–don’t wait!

A home equity loan allows you to put the value you’ve built in your home to work.

Here are just 10 great ways you might apply a HELOC:

1. Home Repair

2. Debt Consolidation

3. Refinancing A Mature Home Equity Line

4. Buying A Car

5. Education

 

6. Vacation

7. Special Gifts

8. An Investment Or Business Opportunity

9. Emergency Fund

10. Because It’s Time!

A HELOC is there if you need it, to use as you wish. And you only pay interest on the portion of the funds used.

Please speak to one of our mortgage consultants for more information.

 

Financial Calculators

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2016

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
NMLS 232536
Oakbrook Operations Center
...

Todd Probasco
Vice President & Group Lead, Residential Mortgage Lending
(312) 789-3579
NMLS 232536
Oakbrook Operations Center
Elmhurst
...

Bryan Keane
Mortgage Loan Consultant
(312) 789-3522
NMLS 1828705
Bridgeport
...

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Park Ridge
...

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen
...

Mortgage Information

For forty years, Lakeside Bank has helped our clients finance their dream homes. Let us put our experience to work for you with knowledgeable mortgage bankers that will process your loan quickly, efficiently and with the best possible rate.

Please fill out the mortgage questionnaire and fax it to the number below. Then call any one of the listed Lakeside mortgage specialists. You’ll have your own PERSONAL mortgage banker!
ATTN: Mortgage Department
Fax: 312-808-5826

To view the mortgage information sheet using a PDF reader, click on button below. If you do not have a PDF reader, you can download it here.

Start your mortgage application process here.

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
NMLS 232536
Oakbrook Operations Center

Todd Probasco
Vice President & Group Lead, Residential Mortgage Lending
(312) 789-3579
NMLS 232536
Oakbrook Operations Center
Elmhurst

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Park Ridge

Bryan Keane
Mortgage Loan Consultant
(312) 789-3522
NMLS 1828705
Bridgeport

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen

NMLS Registry

Lakeside Bank is registered with the Nationwide Mortgage Licensing System (NMLS). Our NMLS ID is 528825.

Additionally, the following employees of Lakeside Bank are registered with the NMLS as Mortgage Loan Officers:

 

Mortgage Officer Branch NMLS ID
Allan Adaya Board of Trade 872747
Dan Bles Oakbrook Terrace 1514541
Stan Bochnowski South Loop 813854
Philip D. Cacciatore Lakeview/Lincoln Park 805451
Bryan Cherry Board of Trade 2457392
Joshua Coburn Lakeview/Lincoln Park 1365289
Jonathan Demas Board of Trade 801106
Michael Fogarty Oakbrook Terrace 769052
Danielle Graziani Bridgeport 818183
Timothy Hangsterfer Elmhurst 809364
Roman Hernandez Lakeview/Lincoln Park 1053119
John Jasinski Oakbrook Terrace 1605012
Andy Karabetsos Park Ridge 757269
Steven Karlin Park Ridge 423881
Bryan Keane Bridgeport 1828705
Ken Kosin South Loop 813887
Ania Kozak North Loop 423900
Juanita Lazzerini Oakbrook Operations Center 757373
Jennifer Lee Chinatown/Pilsen 1049974
Brett Lopeman Lakeview/Lincoln Park 1433179
Ian Mackenzie South Loop 2369864
Christopher Manley Lakeview/Lincoln Park 1341404
Robert Matijevich Park Ridge 1635541
James McGrogan Board of Trade 1868460
Tara A. Nerko Oakbrook Terrace 782837
Justin Newhuis South Loop 1114660
David Pinkerton Oakbrook Terrace 801108
Todd Probasco Elmhurst, Oakbrook Operations Center 232536
John Rogers South Loop 1495822
Joe Rubinas Park Ridge 681056
David Spedale Oakbrook Terrace 1176606
Ljiljana Stojanovich South Loop 1568431
Angela Villegas Elmhurst 631489
Che Kay Wong Chinatown/Pilsen 1452911
Nicholas Wycklendt Bridgeport 906346

  • Todd Probasco
    Vice President & Group Lead, Residential Mortgage Lending

    Third base is called the “hot corner”. The ball comes at you hard & fast and you have to move faster. And then there are instant decisions to make. Do you make the long throw to first? Do you have time to cut down the runner sliding in at second to turn a DP?

    Todd Probasco was a third baseman. And dealt successfully with those constant challenges.

    Third base is a great analogy for how Todd has approached his twenty-year career in the mortgage industry. He’s always assessing the field and finding ways to help his clients. With impressive speed and accuracy.

    He’s been on the banking and the broker side of the mortgage business so he knows exactly how things work. In fact, he won the 2005 Illinois Mortgage Broker of the Year award!Todd joined Lakeside in 2017 to lead our team of Mortgage Loan Consultants … as well as continuing to help his own clients!

    Todd grew up in Palos Heights. He’s married, with two grown children. He’s a huge Bears and Sox fan and loves tailgating before the games. If you’re house hunting, re-financing or need a home equity loan, call, email or stop by and see Todd. He’s exactly the mortgage pro you want on YOUR team!

    Todd can be contacted at: Cell: 708.205.2983  Email: [email protected]

    NMLS# 232536

  • Andy Karabetsos Mortgage Loan Consultant

    Andy Karabetsos
    Mortgage Loan Consultant

    Andy Karabetsos is a Mortgage Loan Consultant at Lakeside Bank that has the experience to get your loan closed in today’s difficult lending environment.  He brings over 20 years’ experience, 14 of them at Lakeside Bank.  His understanding of the self-employed borrower is what makes him stand out from the rest of the pack.  Although rate is important, getting your loan closed and on time is vital as well. Contact Andy at 312-808-5862/office, 312-607-0038/cell or email him at [email protected]

    NMLS ID# 757269

  • Kay Wong Mortgage Loan Consultant

    Kay Wong
    Mortgage Loan Consultant

    Kay joined Lakeside Bank less than 2 years ago and has already been called the rising star in the residential loan department.  She primarily serves the Chinese community with new home purchases, refinancing, and HELOC's. Clients choose to work with Kay for her personalized service beyond expectation and her large base of loyal repeating customers with strong referrals. “Getting it done” is Kay's tag line...and she can say it in English, Mandarin or Cantonese. You can reach Kay at her direct line: 312-808-8075 or email: [email protected]

    NMLS# 1452911

  • Bryan Keane
    Mortgage Loan Consultant

    Buying your first home, an investment property or refinancing a current mortgage? The process may seem daunting. Lakeside Bank and Bryan Keane makes the complex … easy. Bryan will be with you from start to finish. And he’ll work with you at times and places convenient for you. Lakeside and Bryan also provide services for anywhere in the country! Bryan is a native Chicagoan with 25+ years of progressive financial services experience. His diverse background of expertise across entrepreneurial, boutique and Fortune 500 firms working with clients in complex financial transactions puts him in a unique position to originate mortgages. He excels at walking his customers through difficult-to-understand transactions, translating the process into easy to understand language. Contact Bryan to begin your home financing. You can reach him directly at: (312) 399-6228 | Email: [email protected]

    NMLS# 1828705


  •

  • Todd Probasco

  • Andy Karabetsos Mortgage Loan Consultant

    Andy Karabetsos

  • Kay Wong Mortgage Loan Consultant

    Kay Wong

  • Bryan Keane