Chicago Mortgage Rates

Interested in learning more about a Lakeside Bank mortgage or home equity loan? Just click the button below and complete our simple application. All we need is your name, email and phone number. NO personal financial information is needed to get things rolling! A Lakeside Mortgage Loan Consultant will quickly call or email you back!

Get Started

Then, at application, all we’ll need to provide an estimate of the terms and costs related to the loan is:

• Your name(s)
• Your income(s)
• Your Social Security number(s)
• Property address
• Estimated property value
• Mortgage amount requested

Before we can pre-qualify your application, we may need the following documents:

• Current pay stub showing 30 days YTD income.
• W-2’s for the most recent two years.
• Tax returns for the most recent two years with all Schedules.
• If self employed, copy of two years of business tax returns.
• Complete bank statements for the most recent two months.
• Copy of purchase contract.
• Photo ID.
• If refinancing, copy of current mortgage statement, tax bill and home insurance.

We speak Spanish and Chinese (three dialects).

• Mortgage Services – At Lakeside Bank we pride ourselves on exceptional customer service. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry.
• Home Mortgages – Lakeside Bank can help you make your dream come true. We offer a variety of mortgages and can give you the personal assistance along the way.
• Home Equity Loans – For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.
• Financial Calculators – Lakeside Bank’s online calculators can help you figure out some of the details to owning your own home.
• Mortgage Contacts – If you have any questions or would like some further direction, feel free to contact one of our knowledgeable professionals.

Download a copy of Lakeside Bank’s Mortgage brochure.

For more information and a FREE Same Day Quote (!) just email Todd Probasco: [email protected]

In addition to offering mortgages NATIONWIDE, we also offer:

• Cash Out Refinance
• Purchase with as little as 3% down
• A grant program that can provide up to $10K for qualitied borrowers
• 1st Time Home Buyer $500 Offer!
• FREE Same-Day Pre-Approval
• Fixed & Adjustable-Rate Programs
• Lakeside Bank's Home Equity Line of Credit

If you don’t already have a personal Lakeside Mortgage Loan Consultant, the time is now. Personally connect with a friendly and highly skilled Lakeside Mortgage Loan Consultant today!

Chicago Mortgage Reviews

Mortgage Services

At Lakeside Bank we pride ourselves on exceptional customer service. We offer a wide variety of programs to fit your individual needs. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry. We are dedicated to making your home purchase or refinance a positive experience. When you apply for a mortgage loan at Lakeside Bank, you can take advantage of the following services:

Rate Locks

Lakeside Bank offers standard 30, 45 and 60 day locks. Choose the rate price protection best suited for your situation.

Do you need a Verification Checklist to help you get started?

When you are ready to proceed with your loan, the following documents will be needed:

• Current pay stub showing 30 days YTD income.
• W-2’s for the most recent two years.
• Tax returns for the most recent two years with all Schedules.
• If self employed, copy of two years of business tax returns.
• Complete bank statements for the most recent two months.
• Copy of purchase contract.
• Photo ID.
• If refinancing, copy of current mortgage statement, tax bill and home insurance.

Home Mortgages

At Lakeside Bank we offer a variety of mortgages to help meet the financial goals of our customers. Whether you’re buying your first home, your retirement home or upgrading to your next size home, we understand the importance of finding the right mortgage loan for you. With a Lakeside Bank mortgage you can:

• Buy a home or investment property
  • Single-Family home
  • Condominium
  • 2-4 unit building
  • Townhome
  • 2nd homes
• Refinance your existing mortgage.
  • Lower your monthly payments
  • Shorten the term of your loan
• Refinance with cash back
• Consolidate your debt
• Reduce or eliminate Private Mortgage Insurance

Types of Mortgages available:

• Fixed Rate Mortgages – For individuals who want the security of a set monthly payment over a period of time.

• Adjustable Rate Mortgages – ARM loans offer a lower initial period interest rate. Typically the initial term is fixed for 3, 5, 7 or 10 years and then adjusted annually.

• Jumbo Mortgages – Mortgage loans over $548,250

• Other Programs – Ask us about our other programs we offer, such as bridge loans, interest only loans and low down payment loan options.

Home Equity Loans

For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.

Home Equity Line of Credit

Thinking about making some home improvements, planning a vacation or facing the high cost of college? Would you like to have funds available for a large purchase? Lakeside Bank offers a Home Equity Line of Credit which is an excellent way to utilize your borrowing to meet your needs. Rates are low–don’t wait!

A home equity loan allows you to put the value you’ve built in your home to work.

Here are just 10 great ways you might apply a HELOC:

A HELOC is there if you need it, to use as you wish. And you only pay interest on the portion of the funds used.

Please speak to one of our mortgage consultants for more information.

Financial Calculators

Mortgage Information

For forty years, Lakeside Bank has helped our clients finance their dream homes. Let us put our experience to work for you with knowledgeable mortgage bankers that will process your loan quickly, efficiently and with the best possible rate.

Please fill out the mortgage questionnaire and fax it to the number below. Then call any one of the listed Lakeside mortgage specialists. You’ll have your own PERSONAL mortgage banker!
ATTN: Mortgage Department
Fax: 312-808-5826

To view the mortgage information sheet using a PDF reader, click on button below. If you do not have a PDF reader, you can download it here.

Start your mortgage application process here.

NMLS Registry

Lakeside Bank is registered with the Nationwide Mortgage Licensing System (NMLS). Our NMLS ID is 528825.

Additionally, the following employees of Lakeside Bank are registered with the NMLS as Mortgage Loan Officers: